Investment & Wealth Management Advice
We provide experienced independent investment advice to preserve the funds you have already acquired and build wealth for the future.
As part of our advice process, we look to understand your current circumstances and financial goals in detail, before reviewing your attitude to investment risk and capacity for loss. We then carefully consider these before making a bespoke investment recommendation to you based on your unique situation and goals.
Our Investment Committee meet quarterly to analyse geographic and sector trends, along with wider systematic risks. We implement this insight through to our clients’ portfolios with appropriate asset allocation across a number of carefully selected actively managed and passive investment funds.
Our investment process is built around these principles:
Focused on managing risk within a defined and rigorous investment process.
Ensuring portfolios are diversified across asset classes according to your attitude to risk, and you do not hold too many assets which behave in the same way, at the same time.
Stringent research on funds, underlying investments and fund managers when constructing your investment portfolio.
Regular reviews of performance to ensure your investment objects continue to be met.
Independent Investment Advice
We provide independent investment advice on products and areas including:
Open Ended Investment Company (OEICs)
Trustee Based Investments
Venture Capital Trusts (VCTs), Enterprise Investment Schemes (EISs) & Seed Enterprise Investment Schemes (SEISs)
Children’s Saving Schemes
Deposit/Cash based schemes
When advising on the above products, our Independent Financial Advisers will listen to your preferences and help you understand all your options, before researching the whole of market and recommending the best Product and Provider. We will fully explain our recommendations and provide you with a comprehensive written report detailing the benefits and any drawbacks of our recommended course of action, plus policy features, tax treatment and charges.
How we review your investments:
We are proud to work with our clients on a long-term, collaborative basis and are acutely aware that as your wealth accumulates, the markets evolve, and the tax regime changes your portfolio will need to be adjusted. We will hold twice-yearly review meetings with you to monitor the progress of your portfolio. Our Ongoing Advice Service comprises of:
One Full Review meeting annually; including preparation of your Investment Performance and Review Report for any investment holdings which are covered under our service agreement. Reassessment of your Attitude to Risk and capacity for loss. Review of your current circumstances, investment objectives and strategic plan to meet your life goals.
Bi-annual interim review meeting; including valuations of your investment holdings.
Reconfirmation of your objectives and recommendations on the ongoing suitability of your portfolio.
Advising on and implementing any adjustments to your portfolio including fund switches.
Adviser access in-between Reviews, by way of meeting, or remotely by telephone, email or Skype.
Arrange a meeting with us to discuss your investment and wealth management needs
Please contact us at firstname.lastname@example.org or call us on 01223 792 196 to arrange an initial appointment, at no cost to yourself, with one of our specialist Independent Financial Advisers.
We offer expert independent financial advice throughout Cambridgeshire, Leicestershire, Suffolk, East Anglia and the South East. Many of our clients are within, or are in the surrounding areas of Cambridge, Grantham, Stamford, Bury St Edmunds, Ely, Frinton on Sea, Peterborough, Huntingdon, Cambourne, Newmarket, Soham and Oundle.